Roofing Questions, Answered

Hail damage is often invisible from the ground. Common signs include granules building up in your gutters, dents on gutters, downspouts, and vents, dings on your AC unit or car, and cracked or bruised shingles. Because shingle bruising can be subtle, the only reliable way to know is a professional roof inspection - which Correll Roofing provides free. We get on the roof, document everything with photos, and tell you straight whether a claim is warranted.

Hail roughly 1 inch in diameter - about the size of a quarter - can begin to bruise and crack asphalt shingles. Larger stones do more obvious damage, but even smaller hail driven by high wind can compromise a roof. If a notable storm rolled through your neighborhood, it's worth getting checked even when everything looks fine from the driveway. You can also review our guide to the signs of hail damage.

First, stay safe and check for active leaks inside - a bucket and a tarp buy time but don't fix the roof. Then take ground-level photos, note the date of the storm, and call a local roofer for an inspection before you call your insurer. Knowing what you're actually dealing with first puts you in a stronger position. Our storm-damage walkthrough covers the full checklist.

Most standard homeowner's policies in Missouri cover sudden storm and hail damage, typically leaving you responsible only for your deductible. Coverage details vary by policy, so we always recommend reviewing yours. The good part: Correll Roofing works directly with your insurance company, documenting the damage and handling the back-and-forth so you're not stuck translating adjuster-speak on your own.

Missouri doesn't set one statewide deadline - your individual policy controls the timeline. Many policies require notice within a year, and some as little as 60 days. State law generally gives homeowners up to 24 months from the date of loss for wind or hail damage that wasn't visible without a professional inspection. The safest move is simple: get inspected within days of a major storm while the cause is clear.

In short: we inspect and document the damage, you file the claim with your carrier, an adjuster comes out to assess, and we meet that adjuster on-site to make sure nothing gets missed. Once the claim is approved, we schedule the work and bill the approved scope. You generally pay only your deductible. We spell out each step in our Missouri insurance claim guide.

Hail and wind are considered acts of nature, not something you caused, so a single weather-related claim is treated very differently from an at-fault claim. That said, every carrier handles rates differently, so it's smart to ask your provider directly. We're happy to talk it through with you before you decide whether to file.

Most residential roof replacements are completed in a single day, though larger or more complex roofs can take two. Weather, roof size, and steepness all factor in. We'll give you a clear timeline up front, protect your landscaping, and do a full magnetic nail sweep before we leave. Learn more about our roof replacement process.

Yes - financing options are available on qualifying projects so you can move forward without waiting on a lump sum. It's especially helpful for repairs that aren't covered by a claim or for upgrades you'd like to add. Ask us during your free inspection and we'll walk you through what's available.

Pricing depends on the size of your roof, its pitch, the material you choose, and how much underlying work is needed - so there's no honest one-size-fits-all number. When storm damage is involved, much of the cost may be carried by your insurance claim. The best way to get a real figure is a free inspection and written estimate; our St. Louis roof cost guide explains the main factors.

For most homes we install architectural (dimensional) asphalt shingles, which offer a strong balance of durability, curb appeal, and value, plus impact-resistant shingle lines that hold up better to hail. We also handle metal roofing and flat and low-slope systems. We'll show you the choices side by side and recommend what genuinely suits your home and budget.

For the right home, it absolutely can be. Metal roofs shed water and snow well, resist wind, and commonly last 40-70 years - far longer than asphalt. They cost more up front, so it comes down to how long you plan to stay and the look you want. Our asphalt vs. metal comparison breaks down the trade-offs so you can decide with eyes open.

Yes. We serve both residential and commercial property owners. Our commercial roofing work covers offices, retail, and multi-unit buildings, and we install and repair flat and low-slope membrane systems. Whether it's a warehouse re-roof or a leak over a storefront, we'll scope it honestly and work around your operating hours.

A quality architectural asphalt roof typically lasts 20-30 years, while metal can run far longer. Missouri's freeze-thaw winters, summer heat, humidity, and hail can shorten that span, so real-world lifespan depends on install quality, ventilation, and storm exposure. If yours is past the 20-year mark, it's smart to have it looked at - here's what affects roof lifespan.

Proper intake and exhaust ventilation lets hot, humid air escape your attic instead of cooking your shingles from below and breeding mold and rot. Good airflow protects the roof deck, helps with energy bills, and can extend the life of the whole system. We check ventilation as part of every inspection and correct it during a replacement when needed.

Yes. Gutters are part of how your roof protects the house - they carry water away from the fascia, foundation, and basement. We install, repair, and replace gutters and downspouts, and we often address them alongside roof work and soffit and fascia so the whole edge of your roof functions as one weather-tight system.

Absolutely. Correll Roofing is fully licensed and insured, family-run, and has served the area for over 20 years with 5,000+ roofs serviced and a 5.0 rating on Google. Hiring a properly insured roofer protects you if anything goes wrong on the job - never skip that question with any contractor.

Yes. When a storm leaves you with an active leak or exposed decking, our emergency roof repair team can tarp and secure the roof to stop further damage, then plan the permanent fix. The faster a vulnerable roof is protected, the less interior and structural damage you'll face. Call (314) 222-9529 and we'll get moving.

We're based in O'Fallon and serve all of Greater St. Louis and St. Charles County - including St. Charles, St. Peters, Wentzville, Chesterfield, Kirkwood, and surrounding communities. See the full list of service areas to find your town.

Yes - genuinely free, with no pressure and no obligation. We'll inspect your roof, show you photos of what we find, and give you an honest assessment. If your roof is in good shape, we'll tell you that too. You only move forward if and when it makes sense for you.

Your project is protected on two fronts: manufacturer warranties cover the roofing materials, and our workmanship warranty covers the quality of the installation. That combination means you're covered for both the product and the labor. Details are on our warranty page, and we'll go over the specifics for your project before work begins.