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Troy, Lincoln County

Troy roofing, from the courthouse blocks to the newest subdivisions

Lincoln County’s seat pairs 19th-century blocks around the courthouse with subdivisions still going up, and permits work differently inside and outside city limits.

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Troy was surveyed in 1819 into 200 lots on four main streets, near the spring where Wood’s Fort stood during the War of 1812. The Lincoln County Courthouse went up on Main Street in 1869 and 1870. Growth picked up after 1990, and the city’s 2026 comprehensive plan counts 10,540 residents in 2010 and 12,686 in 2020, with more subdivisions approved in 2025.

That spread of ages is the roofing story here. Correll Roofing Co. drives up from O’Fallon for free inspections in Troy, and an older frame house near the courthouse and a newer build in Stone Crossing call for different attention, which is easiest to explain with photos of your own roof.

Places you will know

  • Lincoln County Courthouse
  • Main Street
  • Woods Fort Park
  • Park Hills
  • Stone Crossing
  • Cuivre River State Park
2000median year Troy homes were built
20%of homes built before 1980
6days with hail reported within 5 miles since 2015
1.75 inlargest hail reported nearby, May 3, 2026

Census ACS 2020 to 2024 and NOAA Storm Events Database (hail within 5 miles). Details below.

Map of the Correll Roofing service area: St. Charles County, St. Louis County, the City of St. Louis, northern Jefferson County and Troy in Lincoln County, Missouri. Every community is listed as a link on this page.
Communities we serveOur base in O’FallonInterstatesRiversMap data © OpenStreetMap contributors
Aerial view of a gray shingle roof with a dormer

Local homes

Courthouse blocks and new subdivisions

The Downtown Troy Historic District, on the National Register since 2013, covers 9.3 acres along Main Street, with the courthouse on high ground at the north end and Woods Fort Park at the south. Its buildings run from the 1832 Sherman Cottle House, a two-story Federal-style house with weatherboard siding, to 1966. Most of Troy is far newer: the median home was built in 2000, and the city’s plan lists new or proposed subdivisions including Park Hills, Stone Crossing, Whiskey Creek, Manors of Magnolia and The Hamptons.

Each part of town brings its own roof questions. On older frame houses, the deck under the shingles is often plank boards rather than plywood, brick chimneys need careful flashing, and eave trim may carry decades of patches. In the newer subdivisions roofs are young, so after a storm the questions are hail bruising, wind-lifted shingles and dented gutters.

Hail and wind

Few hail reports, not little hail

Troy’s count in NOAA’s database is small: seven hail reports within 5 miles since January 2015, six of them 1 inch or larger, on six separate days, with four in 2023 or later. The largest were 1.75-inch reports at Troy and near Hines on the night of May 3, 2026, a week after the April 27 regional storm day brought 1-inch hail to Moscow Mills.

The low count says as much about reporting as about weather: the database only holds hail that someone reported, and storms over open country or after dark get missed. NOAA’s narratives describe more. On April 20, 2023, a wide swath of large hail crossed Lincoln County from south of Cave through Troy to Foley and Winfield, and late on March 27, 2020, hail up to 2.5 inches was reported near Troy, Moscow Mills, Old Monroe and Winfield.

Storm and hail damage repair

7hail reports within 5 miles, 2015 to 2026
6of them 1 inch or larger
4reported in 2023 or later
May 3, 2026most recent report (1.75-inch)

Source: NOAA National Centers for Environmental Information, Storm Events Database, hail reports with a location within 5 miles of the center of Troy, January 2015 to June 2026. Reports come from spotters, NWS staff and the public, so they undercount.

Permits and local rules

Inside city limits, the City of Troy Building Department at City Hall, 800 Cap Au Gris St., takes permit applications through its SmartGov portal, and the city keeps a contractor’s license application that lists roofing among contractor types. The department’s posted materials do not say whether a re-roof needs a permit, so call before work starts or have your roofer confirm it.

If your Troy address is outside city limits, Lincoln County says it has no planning and zoning in unincorporated areas and requires no county building permits. The Lincoln County Fire Protection District notes that the International Residential Code has applied within its boundaries since 2006 (the 2015 edition today), even though it ended mandatory permits and inspections for new homes in 2010.

Reviews

What homeowners tell us.

Read all reviews

Fixed on the spot

I had a leak in my roof and called a couple different roofing companies to check it out. None of them could figure out where it was coming from, they just told me I’d need a whole new roof. Then I called Correll Roofing Company. Curtis came out…

Rishi D.Correll Roofing customer

Knowledgeable, polite, and responsive

I contacted Correll Roofing about some shingles that I lost off of my roof during this last round of high winds that we experienced. Jon responded to my inquiry quickly, came out to my home and replaced the missing shingles in a very timely manner.…

Brian C.Correll Roofing customer

Reassured me and walked me through the process

I had the pleasure of working with Devin Stinson and am currently getting my roof replaced. I had waited almost too long to do it as I am a first time homeowner. The process was a little scary but Devin reassured me and walked me through the process…

Laura S.Correll Roofing customer

FAQ

Roofing in Troy: questions

Call (314) 222-9529 if yours is not here.

Who handles roofing permits outside Troy’s city limits?

No one at the county level. Lincoln County says it requires no building permits in unincorporated areas, though within the Lincoln County Fire Protection District the residential code still applies. The work should be done to code either way.

Why does the hail record show so few storms around Troy?

NOAA counts reports, not storms, and hail that falls on farmland or after dark often goes unrecorded. The narratives for April 20, 2023 and March 27, 2020 describe large hail around Troy that the 5-mile count barely shows. If a storm went over your house, an inspection beats the map.

Do older homes near the courthouse need anything special?

Often, yes. A house with board decking, a brick chimney and decades of patches needs a careful tear-off and new flashing more than a premium shingle. Ask any roofer you interview to show you photos of the deck and chimney once the old roof is off.

Does Correll come out to Troy?

Yes. Troy is in our service area, and the free inspection works the same here as anywhere else: photos, notes and a walk-through of what we found, with no obligation.

Roofing With Integrity

Roofing in Troy, starting with a free inspection.

No obligation and no pressure. We look over the roof and exterior, photograph what we find and walk you through it. If you have storm damage, we help with the insurance claim from the first call.

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